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A Different Path to Home Ownership
Not everyone is ready for traditional finance straight away.
That's why HouseMe offers Rent-to-Buy through a Consumer Lease-to-Own programme. It gives eligible customers another way to move into a quality transportable home while working towards a standard finance agreement in the future.
If you're building your credit history, haven't been able to save a deposit, or simply need another pathway, Rent to Buy could be the right solution.
How Rent to Buy Works
Applying is simple.
Once approved, you'll move into your new HouseMe under a Consumer Lease-to-Own agreement and make regular repayments throughout the lease period.
As you maintain a positive repayment history, you'll have the opportunity to strengthen your credit profile. When you're ready and meet the lender's criteria, you may be able to transition into a traditional finance agreement and continue your journey towards ownership.
Every application is individually assessed, and our team will guide you through each step of the process..
Who is Rent to Buy For?
- People rebuilding their credit.
- First-home buyers who don't yet qualify for finance.
- Customers who haven't been able to save a deposit.
- Those wanting to move into a HouseMe sooner.
- Anyone looking for another pathway towards ownership.
Why Choose HouseMe's Rent to Buy?
- Move into your home sooner.
- Build your credit profile over time.
- Opportunity to transition into traditional finance.
- Available across New Zealand.
- Simple online application.
- Friendly Kiwi support.
Ready to Apply?
Whether you're ready to get started or simply want to find out if Rent to Buy is right for you, our team is here to help.
Complete our online application today, and we'll talk you through your options.
Apply for Rent to Buy below
Your new tiny home life is just a few clicks away!
Fill out our quick form and let’s get started on making your tiny home dream a reality - no deposit needed!
Frequently Asked Questions
What is Rent to Buy?
Rent to Buy is a Consumer Lease to Own programme that allows eligible customers to move into a HouseMe while building their credit profile, with the opportunity to transition into a standard finance agreement later.
Do I need a deposit?
Not necessarily. Every application is different, and our team will discuss the options available based on your circumstances.
Can I improve my credit?
Making repayments on time may help strengthen your credit profile, although individual circumstances vary.
Can anyone apply?
Applications are subject to eligibility and affordability assessments.
What homes are available?
Rent to Buy is available on selected HouseMe homes. Our team can discuss the options available for your chosen model.
