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No Deposit Finance with HouseMe

Ready to move closer to loved ones, or finally own your first home?

What is No Deposit Finance?

No Deposit Finance makes it possible to buy a new HouseMe transportable home without needing to save a large upfront deposit. Instead of waiting years to build up savings, eligible customers can apply to finance a HouseMe home with no deposit down.

If approved, you'll simply make regular repayments over your finance term while enjoying your new home. It's designed for people who can comfortably afford repayments but haven't yet saved a deposit.

Who is No Deposit Finance Suitable For?

No Deposit Finance may be a good option if you:

  • Have a regular income.
  • Have a good credit history.
  • Can comfortably afford the repayments.
  • Want to buy a HouseMe home sooner rather than later.
  • Don't own property.
  • Want an alternative to spending years saving a deposit.

Many of our customers are first-home buyers, families wanting to live closer together, retirees, or people adding a second dwelling to an existing property.

What Homes Qualify?

HouseMe finance is available across our full range of transportable homes, with no set limitation on home size or price.

This means you can explore the home that best suits your needs, whether that’s a compact 3m-wide tiny home, a 3.6m-wide design, or one of our larger Premium or Deluxe homes.

Approval will depend on your individual circumstances, affordability, and lender criteria.

Finance a HouseMe home with Zero Deposit Down.

At HouseMe, we understand that purchasing a tiny home is a significant investment, whether you’re seeking a fresh start near family or taking your first step into homeownership. Our no-deposit finance solution is designed to make your dream of owning a transportable home easy, accessible, and stress-free.

What If I Don't Qualify?

Not everyone will qualify for No Deposit Finance straight away.

If your credit history needs improving or your circumstances don't quite meet lending criteria, HouseMe also offers Rent to Buy (Consumer Lease to Own).

Rent to Buy allows eligible customers to move into their new home while building their credit profile, with the opportunity to transition into a standard finance contract when they're ready.

Our team will help you determine which finance pathway best suits your situation.

 What We Offer:

  • Quick & Easy Application – Submit our simple online form and let our friendly team guide you from start to finish.
  • Affordable Repayments – From as little as $230 per week, we help ensure your new lifestyle fits your budget.
  • No Hidden Fees – Transparency is our top priority - know exactly what you’re signing up for from the start.
  • No Land Ownership Required – Enjoy the benefits of a tiny home without owning the land.
  • No Deposit – You can finance a HouseMe home with zero dollars down.

Ready to get started? Fill out the form to begin your application and speak with one of our specialists today.

Terms and conditions apply

Your new tiny home life is just a few clicks away!

Fill out our quick form and let’s get started on making your tiny home dream a reality - no deposit needed!

NOTE: All fields are required

Step 1: Delivery Region

Street Address
Do you own a site? 

Step 2: Your Details

Name
Date of birth 

Step 3: Drivers's Licence Details

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Licence Expiry Date 

Capture the entire document both sides: Ensure all details, including your full name, date of birth, photo, signature, and the expiry date are visible and legible. If you’re having trouble completing the form or you’re unsure about anything, call 0800 468 736 or email info@houseme.co.nz.

HouseMe requires the contact information you provide to us to contact you about our products and services. You may unsubscribe from these communications at anytime. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, check out our Privacy Policy.

Frequently Asked Questions

Can I get finance with no deposit?

Yes. HouseMe offers No Deposit Finance for eligible applicants, subject to lender approval and affordability. Our team will work with you to find the finance option that best suits your circumstances and the home you've chosen.

Do I need to own land?

No. You don't need to own the land where your HouseMe will be located. If the home is being placed on someone else's property, you'll simply need the landowner's permission.

Can I apply if I've never owned a home?

Absolutely. Many of our customers are purchasing their first home.

How long does the application take?

Completing the online pre-application only takes a few minutes. Once submitted, our team will review your information and contact you to discuss your options.

What if I don't have perfect credit?

Every application is different. If No Deposit Finance isn't suitable, our Rent to Buy option may provide another pathway towards ownership.

Browse offline

Our brochure features our full range, complete with prices and floorplans, ready for you to explore at your leisure. Download a copy, request one by mail, or grab one at a show home!

Download our brochure

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If you would like us to send you a brochure by mail, please use our enquiry form.

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HouseMe requires the contact information you provide to us to contact you about our products and services. You may unsubscribe from these communications at anytime. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, check out our Privacy Policy.

Buy price options

Finance prices are indicative and based on typical terms of a deposit followed by weekly payments over a ten year period.

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