faqs
Do you offer Finance?
We sure do! We offer a few different finance solutions to help you get into a new, affordable home as soon as possible.
Unless you already own land, getting finance from a bank for a transportable home is almost impossible — that’s where FinanceMe comes in.
Our flexible finance options let you secure a home with:
- Finance with deposit – standard option with flexible terms and no limits on home size.
- No-deposit finance – available for homes under $100,000 (our 3m-wide range).
- Rent-to-Buy – for those needing time to build credit before converting to a finance contract.
All options come with manageable repayments and a clear path to ownership.
If you’d like to learn more about how HouseMe finance works and whether it’s right for you, get in touch with our team — we’ll happily walk you through it.
You can also get started on our website [here].
Basic criteria:
- Ideally, you have a full-time income (not always required).
- You live in New Zealand.
- Up to three people can apply jointly.
- No land or equity ownership required — the landowner simply signs a one-page permission form allowing the home on their property.
Key details:
- Interest rates: 14.95% – 19.90%, based on credit, deposit, and risk profile.
- This is not a mortgage, and is similar to a personal loan.
- Term length: up to 10 years.
- Repayments from $200 per week.
- No limit to loan amount.
- Minimum deposit required for higher-value homes.
- KiwiSaver funds cannot be used.
- Can only be used for the home purchase, not site works or council related costs