HouseMe does not offer a rent-to-own option.. However, we do provide a straightforward and flexible finance solution to help make owning a HouseMe home more accessible.

Our financing option allows you to secure a home with a fixed deposit and manageable repayments, giving you a clear and structured path to ownership. Unlike rent-to-own arrangements, which often come with hidden costs and complexities, our finance solution provides transparency, flexibility, and certainty.

If you’re interested in learning more about how HouseMe finance works and whether it’s the right fit for you, get in touch with our team—we’re happy to walk you through the process.

You can make a start on our website by clicking here.

• We don't do Rent-to-Own/Buy, we offer Finance.
• The applicant must be living in New Zealand and have a full-time job.
• Up to 3 people can form a joint application.
• No equity or property ownership is required; however, the applicant must have good credit.
• The Landowner will be required to sign a one-page document allowing the unit on the property [if the applicant doesn't own the land].
• Interest rates range from 14.95% to 19.90% and are based on your credit history, deposit amount, and risk profile.
• Term length is up to 10 years.
• Repayments start from $200 p/week
• There is no limit to the loan amount. 
• A minimum deposit is required on all Finance Deals.
• You can not use your Kiwisaver.