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faqs

Do you offer Finance?

We sure do! We offer a few different finance solutions to help you get into a new, affordable home as soon as possible.

Unless you already own land, getting finance from a bank for a transportable home is almost impossible — that’s where FinanceMe comes in.

Our flexible finance options let you secure a home with:

  • Finance with deposit – standard option with flexible terms and no limits on home size.
  • No-deposit finance – available for homes under $100,000 (our 3m-wide range).
  • Rent-to-Buy – for those needing time to build credit before converting to a finance contract.

All options come with manageable repayments and a clear path to ownership.

If you’d like to learn more about how HouseMe finance works and whether it’s right for you, get in touch with our team — we’ll happily walk you through it.

You can also get started on our website [here].

Basic criteria:

  • Ideally, you have a full-time income (not always required).
  • You live in New Zealand.
  • Up to three people can apply jointly.
  • No land or equity ownership required — the landowner simply signs a one-page permission form allowing the home on their property.

Key details:

  • Interest rates: 14.95% – 19.90%, based on credit, deposit, and risk profile.
  • This is not a mortgage, and is similar to a personal loan.
  • Term length: up to 10 years.
  • Repayments from $200 per week.
  • No limit to loan amount.
  • Minimum deposit required for higher-value homes.
  • KiwiSaver funds cannot be used.
  • Can only be used for the home purchase, not site works or council related costs

Buy price options

Finance prices are indicative and based on typical terms of a deposit followed by weekly payments over a ten year period.

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