What You Need to Know Before You Buy

Tiny homes are all the rage these days, and it's easy to see why. They're affordable and accessible, which makes them a great option to cut down on expenses and make the most of your property. But before you take the plunge, you're probably wondering about all the nitty-gritty details. Don't worry - we've got you covered! In this article, we'll answer some of the most commonly asked questions about transportable tiny homes, so you can make an informed decision about whether it's the right choice for you and your family.

What Are the Key Steps Involved in Buying a Tiny House?

If you're considering purchasing a brand new tiny home, you might be wondering what the buying process looks like, and how long it will take to get your new home up and running. The process is generally quite straightforward and easy to understand. Here are the usual steps involved at HouseMe:

Step 1: Choose your unit type

The first step in the buying process is to choose the type of your new tiny home. HouseMe offers a range of designs to choose from, each of which can be slightly customized through specified layout and features to suit your individual preferences and needs. If you want to see more about our range and compare different specifications, head to our transportable tiny homes for sale page linked here and learn more for yourself.

Step 2: Place your order

Once you've chosen your unit type, you can place your order. This usually involves filling out a purchase agreement and making a deposit to secure your order. Our prices include GST but do not include transport and set-up costs, which will vary depending on your intended location. We require a $10,000, $20,000 or $30,000 deposit (depending on unit value) to commence building your transportable home, and payment in full is required 10 days before delivery. It's up to the individual purchaser to confirm whether permits are required.

Step 3: Manufacturing

After your order has been placed, the manufacturing process begins. HouseMe units are built in-house at our factory in New Zealand, using high-quality materials and sustainable construction practices.

Step 4: Delivery and installation

Once your unit has been manufactured, it's time for delivery and installation. HouseMe units are delivered on a truck and can be installed on a foundation of your choice.

Discover the Ease of Financing Your Tiny Home with HouseMe

At HouseMe, we understand that purchasing a tiny home is a significant investment. That's why we offer a convenient finance solution tailored to make your dream of owning a transportable home a reality. Our finance options are designed with you in mind, ensuring the process is as smooth and stress-free as possible.
___

Why Choose HouseMe's Tiny Home Finance?

👇

Flexible Financing Terms: Whether you're looking to spread your payments over a few years or need a more extended term, we have options that fit your needs. Our finance plans are flexible, allowing you to choose the repayment period that works best for your budget.

Competitive Interest Rates: We offer competitive interest rates to ensure that your tiny home finance is affordable. Our goal is to help you get into your new home without breaking the bank.

Quick and Easy Application Process: Applying for finance with HouseMe is straightforward and hassle-free. Our online application form is easy to fill out, and our team is always here to assist you every step of the way.

Fast Approvals: We know that time is of the essence when it comes to moving into your new home. That's why we strive to provide fast approval times, so you can get the keys to your tiny home sooner.

No Hidden Fees: Transparency is key. Our finance solutions come with no hidden fees, ensuring you know exactly what you're signing up for from the get-go.

No Property Ownership Required: Enjoy the benefits of a tiny home without owning the land.

Affordable Repayments: Starting from just $250 per week.

___

Own Your Tiny Home from Day One

One of the significant advantages of choosing HouseMe's finance solution is that it is strictly finance – not Rent to Own or Rent to Buy. This means that from the moment you start making payments, you own the unit outright. There are no complicated lease agreements or extended rental periods. You can enjoy all the benefits of ownership from day one, including the freedom to customise and personalise your space as you see fit.
___

How to Apply for Tiny Home Finance with HouseMe
✍

1. Fill out the HouseMe form so our team can get in touch: Start by visiting the HouseMe Finance Application Page and fill out the form with your basic information.

2. We will work with you to run a finance application: You'll need all your income details, a copy of your ID, banking details, and a HouseMe quote or sales and purchase agreement.

3. Pay your minimum deposit directly to HouseMe: Once your finance application is in progress, you'll need to pay a minimum deposit to secure your tiny home.

4. Sign your finance contract to release the funds: Upon approval, sign your finance contract which will release the funds to HouseMe and activate your finance agreement.

5. Take possession of your new HouseMe unit: With everything in place, you can take possession of your new tiny home and start enjoying your new living space.

Are There Any Specific Regulations and Requirements for Transportable Tiny Homes?

The regulations for transportable tiny houses in New Zealand vary depending on the region and council. In some cases, you may need a building consent, while in others you may be able to get away without one. However, there are some national standards that you'll need to follow regardless of where you're located. According to the New Zealand Ministry of Business, Innovation and Employment (MBIE), transportable homes must comply with the New Zealand Building Code and meet the requirements for fire safety, ventilation, and insulation. Additionally, all electrical work must be done by a licensed electrician. To learn more about the regulations for transportable tiny houses in your area, you can visit the MBIE website here or the website for your local council.

Tiny Home Building Consents & Code Compliance Certificates (CCC)

Just as you wouldn't drive a vehicle off a dealership without a Warrant of Fitness, ensuring it's safe and meets all standard requirements, you shouldn't buy a tiny home without a CCC. A Code Compliance Certificate (CCC) is not just a piece of paper—it's peace of mind. Here's why:

Tiny Home Building Consent and CCC – What is it, and why is it important?

The Significance of Code Compliance Certificates (CCC), and why a CCC is essential.

In the world of construction and housing, adhering to regulations and ensuring safety standards is of paramount importance. One critical aspect of this process is issuing a Code Compliance Certificate (CCC). This document holds significant value for property owners, buyers, and the overall safety of the community. In New Zealand, HouseMe Transportable Homes stands out as a prime option, showcasing the highest standards of quality and compliance.

The Building Code sets the minimum standards for construction to ensure safety, health, and durability in all buildings. Adhering to these standards helps protect occupants from structural failures, fire hazards, and other potential risks. A Code Compliance Certificate (CCC) is significant because it certifies that a building complies with the Building Code and meets all necessary safety and quality benchmarks. Without a CCC, there is no official assurance that a building is safe or constructed to required standards, which can lead to legal issues, difficulties in securing insurance, and challenges in reselling the home. For peace of mind and long-term security, ensuring a building has a CCC is essential.

Understanding the Code Compliance Certificate (CCC)

A Code Compliance Certificate (CCC) is a legal document issued by the local council or building authority. It confirms that a building project, whether new construction or alteration, complies with the approved building consent and adheres to the New Zealand Building Code. The Building Code encompasses various regulations and guidelines to ensure the safety, health, durability, and energy efficiency of buildings.

The building code exists so that people can live in housing that is structurally sound, meets the long-term durability tests, and meets the required insulation standards. The primary purpose of the building code is to protect the public's health, safety, and well-being. If people in the industry are not processing their units through a building consent application, they have no independent sign-off that they meet the building code requirements and cannot prove that they're built to the NZ Building Code standards. It's pretty simple, really.

The Importance of Obtaining a CCC:

Legal Requirement: The CCC is legally required before a building can be occupied or used. Without it, the property might be considered non-compliant, leading to potential fines, legal complications, and even eviction in extreme cases.

Avoiding Legal Complications: Depending on your jurisdiction, living in or selling a tiny home without a CCC might land you in legal hot water. Staying compliant not only ensures you're living safely but also within the bounds of the law.

Safety & Quality Assurance: A CCC assures the property owner and potential buyers that the building has been constructed according to approved plans and industry standards. A CCC also ensures your tiny home is built to the highest safety standards. It signifies that the home has been inspected and adheres to the local building regulations, safeguarding you and your loved ones from potential hazards.

Building codes prioritise safety measures, and a CCC indicates that a building is safe for occupation. This is especially crucial in emergencies, as compliant structures are more likely to withstand natural disasters or other unforeseen events.

Life Expectancy of the Home: The minimum life expectancy of a home with a Code Compliance Certificate (CCC) in New Zealand is generally considered to be at least 50 years. This is based on the Building Code's requirements for durability, which stipulate that the structural elements of a building must last at least half a century under normal conditions. Non-structural elements, such as cladding and internal linings, have shorter expected lifespans but are also covered under the durability provisions of the Building Code. Ensuring that a home is built to these standards and has a CCC provides homeowners with confidence in the long-term performance and safety of their property.

Resale Value: Tiny Homes with a CCC typically have higher resale value due to quality and compliance assurance. Buyers are more likely to invest their hard-earned money in houses that have met stringent construction standards. If and when you decide to sell or relocate, having a CCC can significantly increase your home's market value. It assures potential buyers of the quality and safety of the construction, making the sale process smoother.

Insurance and Financing: Many insurance companies and lenders require a CCC before providing coverage or financing. This requirement adds an extra layer of security for all parties involved. Many insurance companies may not cover or might charge higher premiums for homes without a CCC. Similarly, getting finance can be challenging if your home isn't code-compliant.

Peace of Mind: Owners and occupants can have peace of mind knowing that their tiny home is legally compliant and built to last, ensuring their long-term safety and comfort. A building must have a life expectancy that exceeds 50 years to receive a CCC.

In essence, a Code Compliance Certificate is more than just a regulatory requirement—it's a stamp of quality, safety, and assurance. Ensure your tiny home has one, and enjoy the peace, security, and satisfaction that comes with it.

HouseMe Transportable Homes: Excellence in Compliance

In New Zealand's growing tiny home market, HouseMe Transportable Homes have emerged as a beacon of quality and compliance. Our tiny homes excel in several ways that make them a top choice for customers:

Pre-Approved Designs: HouseMe transportable homes come with pre-approved designs, streamlining the building consent process. This ensures that the homes adhere to regulations from the start.

Factory-Controlled Quality: HouseMe Transportable Homes are constructed in a controlled factory environment, minimising the potential for construction errors. This results in consistent quality and compliance.

Rapid Building Process: The efficient building process of HouseMe Transportable Homes means that they can be completed faster than traditional construction without compromising on quality or compliance.

Proven Track Record: HouseMe has a successful CCC issuance track record, demonstrating its commitment to compliance and quality. HouseMe is one of the only companies in the industry where a CCC is issued for every new build.

In conclusion, a Code Compliance Certificate (CCC) is a pivotal document that signifies the construction industry's adherence to regulations, safety, and quality. In New Zealand, HouseMe Transportable Homes shines as an exemplary option, offering pre-approved designs, controlled quality, and rapid construction while maintaining the highest compliance standards. Choosing a HouseMe Transportable Home ensures a comfortable living space and provides the peace of mind that comes with a CCC-approved tiny home.

What Do I Need to Do to Get My Site Ready?

Preparing your site for a transportable tiny home might sound like a big job, but it's actually pretty simple and totally doable whether you're a DIY kind of person or want to bring in a specialist. First things first, you gotta clear any junk or plants out of the way and make sure the area where you want your tiny home to go is nice and level. This is really important so you don't have any problems with the foundation being all wobbly. So don't forget this step! With just a little bit of know-how and the right tools, you'll have a sweet, sturdy place for your new tiny home in no time.

Are There Any Specific Foundation Requirements?

When it comes to the foundation, there are a few different options you can choose from. Piles are the right choice if you're dealing with wonky soil conditions or uneven terrain. They're driven deep into the ground and provide a super solid foundation. Gravel is another option, and it's perfect if you've got a level surface to work with. It'll give you a stable base for your tiny home, and it's way easier and cheaper to install than some of the other options. Finally, there are concrete slab or pads. They're more permanent and provide a really solid foundation for your tiny home, but they can be a bit pricier and take longer to install. Whatever you decide, make sure to pick the option that works best for your site and your budget.

Now, here's the thing about HouseMe units - they're actually built on skids, which makes them super easy to set up on the ground. This means that you don't necessarily need a full-on foundation like you would for a traditional house. That being said, it's still important to make sure your site is level and stable, especially if you live in an area with extreme weather conditions.

Do I Need to Do Anything Else to My Site?

In addition to preparing the foundation, you'll also need to consider the space required for the tiny home and the delivery truck. Transportable tiny homes can range in size so it's important to ensure that you have enough space to accommodate your chosen unit. Additionally, you'll need to ensure that there is enough space for the delivery truck to maneuver and position the tiny home onto the foundation. If you have any questions about your site or are unsure if there is any additional preparation needed, don't hesitate to reach out to HouseMe team for assistance. Click here to contact us today.